Self-Build Finance with Ecology

At a glance

Ecology Building Society offers specialist mortgages for energy-efficient self-build and off-site construction. HebHomes is one of Ecology’s supported off-site suppliers, but every application remains subject to Ecology’s current lending criteria, affordability assessment, property valuation and terms.

How Ecology may support a HebHome

Off-site Build Mortgage: designed for eligible energy-efficient homes manufactured partly off site.
Advanced-payment option: may provide funding towards eligible factory-manufactured components before they arrive on site.
Self-build mortgages: options are available for qualifying projects using a range of construction methods.
C-Change: qualifying borrowers may receive a mortgage-rate discount after completion, based on the energy standard achieved and Ecology’s current criteria.

Products, rates, loan-to-value limits and eligibility can change. Review the current details directly on the Ecology Off-site Build Mortgages page.

Preparing to discuss finance

A self-build lender will usually need a defined plot and project, planning information, detailed drawings, a realistic cost breakdown, a construction programme and details of the intended energy performance. Ecology will confirm its current evidence and valuation requirements for your application.

Mortgage advice

You can approach Ecology Building Society directly or seek advice from an authorised mortgage broker. HebHomes also works with Perth-based broker The Lending Channel, which advises on self-build and other specialist mortgages.

Email: enquiries@thelendingchannel.co.uk

Important information

HebHomes is not a lender or mortgage adviser, and this page is general information rather than financial advice. Mortgage availability, rates and terms are determined by the lender and may change. Seek regulated advice appropriate to your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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