HebHomes
UK | IRELAND
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Payment Schedule

At a glance

Our payment schedule mirrors real milestones so you can plan cashflow with your lender. Early invoices cover drawings/engineering and kit manufacture; later invoices cover delivery and erection to wind & weathertight. The exact % stages are set out below.

  • Clear triggers: Each invoice is tied to a defined event (e.g., Draft BW, Final BW, procurement, manufacture, delivery, erection).
  • Lender alignment: Designed to map to typical stage releases; if your lender only pays after inspection, consider Ecology or a small bridging buffer.
  • Transparency: What each stage covers (and common exclusions) is explained here to avoid surprises.

Stage-by-stage breakdown

Milestone
Kit Supply / Supply & ErectionVAT applies to Supply Only
Planning & Building WarrantVAT applies to all contracts
01
Appraisal
Kit
Deposit (deducted from Kit Invoice 1)
Planning / Warrant
Stage 1.1 Invoice
02
Planning Application
 
Planning / Warrant
Stage 1.2 Invoice
+ Principal Designer Invoice
03
Initial Kit Estimate
 
 
04
Building Warrant (Draft)
Kit
Kit Invoice 1: 10% of kit estimate
Deposit deducted here.
Planning / Warrant
Stage 2.1 Invoice
05
Building Warrant (Final)
Kit
Kit Invoice 2: 10% of kit estimate
Planning / Warrant
Stage 2.2 Invoice
+ Principal Designer Invoice
06
Final Kit Estimate
 
 
07
Procurement
Kit
Kit Invoice 3: 20% of final kit price
 
08
Mobilisation
Kit
Kit Invoice 4: 40% of final kit price
(60% if Supply Only package)
 
09
Kit Delivery
Kit
Kit Invoice 5: 17.5% of final kit price
 
10
Kit Erected
Kit
Kit Invoice 6: Expenses + 2.5% of final kit price
 
Finance tip (off-site manufacture): If your lender only releases funds after on-site inspections, consider the Ecology Building Society self-build mortgage. It’s tailored for modern off-site construction and can support earlier stage payments (e.g., kit manufacture) that some lenders won’t fund until later.

What each stage covers 

Design & Approvals

  • Stage 1.1 / 1.2 / 2.1 / 2.2 (P&BW): Planning/warrant design work, coordination and statutory submissions; Principal Designer duties as applicable.
  • Kit Invoices 1–2 (10% + 10%): Draft and final Building Warrant drawing releases, structural coordination, SAP/energy calcs for the kit.

Procurement & Manufacture

  • Kit Invoice 3 (20%): Procurement—materials call-off, factory slot allocation, window order lead-ins.
  • Kit Invoice 4 (40% / 60% Supply-Only): Manufacture and mobilisation.

Logistics & On-site

  • Kit Invoice 5 (17.5%): Kit delivery—ensure access, hardstanding, crane/telehandler paths are ready.
  • Kit Invoice 6 (Expenses + 2.5%): Erection to wind & weathertight and close-out items tied to the kit scope.

Common Questions

How is the HebHomes kit payment schedule structured? ›
They are the same. The milestone breakdown above is arranged for quick reference: 10% (Draft BW), 10% (Final BW), 20% (Procurement), 40% (Mobilisation) — or 60% if Supply-Only — 17.5% (Kit Delivery), then Expenses + 2.5% at Kit Erected. Planning & Warrant stages (1.1, 1.2, 2.1, 2.2) and Principal Designer invoices are listed as shown in the graphic.
My lender pays only after site inspections — how do I fund kit manufacture? ›
That’s common. We recommend speaking to your broker and considering the Ecology Building Society self-build mortgage, which supports off-site construction and can release funds earlier for factory manufacture. Alternatively, plan a small bridging buffer between our invoice triggers and the lender’s drawdown.
Which costs are paid to my builder rather than HebHomes? ›
Typically: groundworks & foundations, prelims/plant beyond kit erection scope, site accommodation, kitchens/bathrooms, landscaping, statutory fees (planning, BW/BR), and third-party surveys (GI/topo/percolation). Your builder’s contract and QS/CA documentation set these out.
What happens to payments if planning or the Building Warrant is delayed? ›
Later triggers move with the programme — we don’t push manufacture until prerequisites are met. Your CA will re-sequence to avoid premature orders and unnecessary costs.
Can I pause my project between payment stages? ›
Yes, but pausing near supplier orders or factory slots may incur re-booking fees and new lead times. Confirm pauses in writing with your PM/CA.
How do builder valuations and retention relate to HebHomes payments? ›
They’re separate. The builder is paid via monthly valuations certified by your CA (often with retention). The kit follows milestone invoices. Plan cashflow for both.
Can SIP and CPS HebHomes be mortgaged and warrantied? ›
Yes — SIP and CPS homes are mortgageable when paired with an accepted 10-year structural warranty. Our CPS is BOPAS-accredited, which many lenders recognise for modern methods of construction.
What happens if weather or site readiness delays delivery or erection? ›
We’ll coordinate a revised programme. Invoices tied to the delayed trigger move accordingly; additional prelims or plant standing time are handled under the main build contract terms.
How are invoices paid, and when does VAT apply? ›
Invoices are settled by bank transfer. VAT applies per UK/IE rules (note: VAT applies to Supply-Only kits; planning/warrant services are VATable on all contracts). Your CA/accountant can advise on applicable reclaim routes.
Can HebHomes provide an example cash-flow timeline? ›
Yes — ask your PM/CA. We can share a sample overlaying approvals, kit triggers, estimated lender inspections and contractor valuations to help you plan buffers.
How much is the HebHomes deposit, and when is it due? ›
The deposit is £950 and is due when you want the drawings released for use in your planning application. 
Why are HebHomes prices and payment terms different in Ireland? ›
Currency, VAT, haulage and compliance can vary. We set this out clearly in your ROI quotation.
Read more: Where We Build

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